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Need a second chance? You have come to the Right Place!

At Ume Loans we understand that bad things can happen to good people. We believe that if you can demonstrate you can afford a loan then you should be given the second chance you need, despite what may have happened in the past.

You need a second chance

You have some missed payments or bills

You have defaults (paid or unpaid)

You have court judgements

You have been declined by other banks or brokers

New to the country

You are in a part 9 debt agreement

Self employed and don’t have tax returns

You are or have been bankrupt