Celebrating 15 Years of Giving Financial Second Chances

Ume Loans is marking a significant milestone this year as it celebrates 15 years of providing financial second chances to Australians with less-than-perfect credit histories. Since its inception in 2009, Ume Loans has grown to become a trusted name in the alternative lending market, offering finance to many who were left behind by traditional banks and finance companies.

The Origins of Ume Loans

Ume Loans was founded in the wake of the Global Financial Crisis (GFC), a time when many financial institutions tightened their lending criteria, leaving many good borrowers without access to the loans they wanted and needed. Recognising this gap, Ume Loans stepped in to provide thousands of financial second chance loans to good people who deserved another chance but were unable to secure loans from conventional lenders​.

Every day is a second chance

A Commitment to Fairness and Inclusivity

At the core of Ume Loans’ philosophy is the belief that everyone deserves a second chance. This principle has driven the company’s operations and has been the foundation of its success. Ume Loans specialises in bad credit loans, offering products such as car loans, boat loans, motorcycle loans, and caravan loans to both consumers and businesses. The company has also developed an industry-leading software platform that ensures a speedy ​approval and loan origination process.

At Ume Loans, customers are not just a number, we don’t define people by their credit file and with no minimum credit score, Ume Loans takes a thorough and common sense approach to understanding each customer’s unique circumstances so we can better assist them. With various loan products and interest rates, loans are customised to suit each individual customer based on their own circumstances.

Loans for good people with bad credit

Impact and Community

Over the past 15 years, Ume Loans has made a significant impact on the lives of many Australians. By providing accessible and fair finance, the company has helped thousands of individuals and families achieve their financial goals, whether it’s purchasing a new car, a boat, motorbike, caravan, or work truck. The company’s focus on customer service and support has created a loyal customer base, many of whom have shared their success stories and positive experiences with Google as well as with the Ume Loans team who display these photos and reviews on their customer appreciation wall​.

Looking Ahead

As Ume Loans celebrates its 15th anniversary, it continues to look forward with optimism and a commitment to innovation and customer satisfaction. The company aims to expand its product offerings and further improve its services to meet the evolving needs of its customers.

With a solid foundation and a clear vision for the future, Ume Loans is poised to continue its journey of providing financial second chances and making a positive difference in the financial lives of Australians.

Join us in celebrating this significant milestone and the success stories of the many Australians who have benefited from Ume Loans’ dedication and service.

Here’s to 15 years of financial second chances and many more years to come!

With over 15 years of delivering outstanding results, we have received consistently positive feedback from our clients. Explore What Our Clients Say to learn more about their experiences and the Ume Loans difference.