15+ Years
Experience in Alternate Lending
Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes

Preparing your bank statements is a key step when applying for bad credit car loans. The process can feel overwhelming...

Sadly, having bad credit can impact your borrowing ability. Many mainstream or traditional lenders, like banks, will outright reject any...

At Ume Loans we have over 15 years of experience helping customers with bad credit car loans who don't fit...

Getting a car loan with bad credit is still achievable, and specialist lenders like Ume Loans focus on your current...
Experience in Alternate Lending

We provide good people with a second chance

Our team is passionate about helping people

Apply online in minutes
5.0/5
Had emily from ume loans help us out with our caravan loan. The whole process was smooth and transparent. We...
lachie dowling
yesterday
Emma Portugaller is an amazing agent, appreciated. Amazing customer service and great service overall throughout thank you Ume Loans ⭐️...
E U AY
2 days ago
Ume help me with supplying the loan I needed to get me back on the road very happy
Thomas
2 days ago
I would like to express my sincere thanks to Carys, she is such a lovely , pleasant and professional person...
Samia Mikhail
6 days ago
Loan good rate
Mohammed Shaheed
2 weeks ago
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
2 weeks ago
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
2 weeks ago
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
2 weeks ago
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
2 weeks ago
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
3 weeks ago
Had emily from ume loans help us out with our caravan loan. The whole process was smooth and transparent. We...
lachie dowling
yesterday
Emma Portugaller is an amazing agent, appreciated. Amazing customer service and great service overall throughout thank you Ume Loans ⭐️...
E U AY
2 days ago
Ume help me with supplying the loan I needed to get me back on the road very happy
Thomas
2 days ago
I would like to express my sincere thanks to Carys, she is such a lovely , pleasant and professional person...
Samia Mikhail
6 days ago
Loan good rate
Mohammed Shaheed
2 weeks ago
Georgia was absolutely fantastic to deal with, thorough and explained loan facility also went over and beyond with her level...
Ryan James O’Neill
2 weeks ago
Thank you Ume Loans and their representative Georgia Robb for their fluid and "outside if the box" approval of my...
Iain Roebuck
2 weeks ago
Ume helped me find the best loan for me, and were very flexible with my extra requests. They were so...
Brittany O'Shea
2 weeks ago
Emma from UME Loans was wonderfully non-judgemental and solutions focussed. She was quick and courteous and I am really happy...
Kym Korbe
2 weeks ago
Carys has been excellent through our whole process. Keeping us up to date each step of the way. Thankyou for...
Hayley Walkom
3 weeks ago